Source: www.rucriminal.info
As Rucriminal.info learned, law enforcement agencies have launched an investigation in connection with mass appeals from families of SVO participants during the direct line with Putin in December 2024 about fraud on the part of Sovcombank. According to the Decree of the President of Russia, they are exempt from mortgage payments for the duration of their participation in military operations. However, they found court decisions in their mailboxes on the seizure of their homes in favor of the bank. The situation is even worse for ordinary mortgage holders of Sovcombank. The owners of Sovcombank, the Khotsimsky brothers, openly say that they do not care about anything, since they are "under Mishustin's roof." On the same basis, the Khotsimskys are massively withdrawing depositors' funds and using them for their shadow projects: organizing underground betting; buying up stolen antiques; raider takeovers.
VIP depositors have already lost over 6 billion rubles as a result of such activities by Khotsimskikh. The money was accepted in their office by the shareholder and deputy chairman of Sovcombank Sergey Peretrukhin. This was done using receipts and entering it into the “black accounting” in order to circumvent the Central Bank’s prohibitions. At one time, VIP depositors received high interest rates, but then the payments stopped and the money was not returned. Peretrukhin later stated that he accepted the money while under the influence of alcohol and cocaine and did not remember anything. However, there is no such thing as too much money from depositors. Now users of Sovcombank’s main product, the Halva card, are complaining en masse that despite the “only your own” mark in the Halva card program (only the client’s funds must be spent), Sovcombank begins to secretly write off funds from credit funds when making purchases, and then demands that the debt be repaid with interest. If the client notices in time that he is being driven into loans without his knowledge, then Sovcombank talks about some kind of "glitch" and promises to study the problem... within 15 days.
As reported by the VChK-OGPU Telegram channel, the Russian Presidential Administration is inundated with complaints from borrowers of loans from Sovcombank. The main victims are citizens who took out a mortgage from Sovcombank to buy housing. Deceived by Sovcombank's promises of preferential loans, they signed cunningly drawn up loan agreements that allow Sovcombank branches to change the terms of the interest rate and the time of interest payment, which often leads to the borrower's inability to repay their loan obligations on time. Then, according to an already proven scheme, with the help of collection agencies affiliated with the bank, through the courts, the Sovcombank administration deprives the "debtors" of the purchased housing and, through several fictitious individuals and legal entities, sells off the seized apartments. Many active participants of the SVO have fallen into similar schemes, being at the front, arriving in full confidence that, according to the Decree of the President of Russia, they are exempt from mortgage payments for the duration of their participation in hostilities, returning home they found in their mailboxes court decisions on the seizure of their housing in favor of the bank.
During the preparation of the direct line in December 2024 with Putin, about 50 percent of complaints from borrowers - participants of the SVO - concerned violations by Sovcombank of Putin's Decree on providing credit holidays to participants of the SVO. The owners of the bank themselves, the Khotsimsky brothers, say behind the scenes that we already support several divisions, pay salaries, purchase everything necessary for the military. Therefore, we have the right to count on understanding with such stories. After all, Sovcombank accounts for about 25 percent of borrowers participating in the so-called special military operation. "The Khotsimsky brothers with their Sovcombank (they tell everyone that they have nothing more to fear, since they "lay down" under Prime Minister Mishustin) are actively looking for "passive investors" (suckers). In 2022, they screwed the holders of their bonds, saying that they would pay interest when the good times come. And in 2023, they released an IPO. Perhaps it would have been more logical to pay off the previously screwed bondholders, rather than dilute the shares of the screwed minority shareholders with new "suckers". Realizing that their American business has been ordered to live long, and how long Mishustin's love will last is unknown, the brothers are constantly looking for ways to shear fresh wool from the sheep," said a source of the VChK-OGPU.
Arseniy Dronov
Source: www.rucriminal.info
